Directory Scope

Community & Global Coverage Note

This public directory is currently US-centric because that is what I personally know and have navigated. If there are specific transition resources, career retraining grants, or unemployment programs for your specific country, please let me know and I will gladly add that information! You can share your suggestions using the in the bottom right corner.

State Unemployment Insurance (UI) Directory

Select your state to view official claim portals, weekly certification logins, work search requirements, and SNAP/Medicaid links.

Texas Unemployment Services (TX)

Official State Department of Labor Guidelines

Weekly Work Search Rule3-5 work search contacts per week (by county)
Max Weekly Benefit Payout$577 / wk
Max Benefit Duration26 weeks
State Workforce AgencyTexas DOL Portal

Need Proof of Weekly Job Searches for Texas?

Export your JobTracker application history as an official State Unemployment Audit CSV log.

Export Work Search Audit CSV

Emergency Cash Flow & Benefit Runway Calculator

Calculate how many months of financial runway you have based on savings, severance, and weekly UI payouts.

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Calculated Financial Health
Total Liquid + UI Pool$18,700
Monthly Deficit$1,250 / mo
Estimated Total Financial Runway5.6 Months(Savings + Severance lasts 5.6 months while collecting UI)
Actionable Triage Tip:

Focus your energy on targeted ATS resume tailoring and active recruiter networking while maintaining your weekly unemployment work search logs.

Essential Support Directories & Grants

Verified national and community assistance programs for food, healthcare, debt relief, retraining grants, and crisis lines.

Emergency Food
Essential

Feeding America Local Food Bank Finder

Search 200+ food banks and thousands of local community pantries by ZIP code for emergency food assistance.

24/7 Helpline
Essential

211 Essential Community Resource Network

Free, confidential 24/7 hotline and website connecting you to local food pantries, emergency shelter, and utility help.

Dial 2-1-1
Government Benefits

SNAP / EBT Food Assistance Guidelines

Federal food assistance program. Zero income or sudden job loss often qualifies candidates for expedited 7-day emergency SNAP EBT cards.

No Barriers

Little Free Pantry Grassroots Network

Direct community pantries offering 24/7 non-perishable food items with no paperwork or sign-in requirements.

Health Insurance
Essential

HealthCare.gov Special Enrollment Window

Involuntary job loss triggers a 60-day Special Enrollment Period. Most unemployed candidates qualify for $0/mo or low-cost ACA silver plans.

Cost Saving Guide

COBRA vs Marketplace Insurance Comparison

Guide explaining why Marketplace ACA plans are usually 70-90% cheaper than electing full-cost COBRA continuation coverage.

Utility Assistance

LIHEAP Emergency Utility Bill Relief

Federal grants assisting low-income and unemployed households with heating, cooling, and electric bills to prevent shutoffs.

Internet & Cell

Lifeline Free Phone & Internet Subsidy

Federal program providing up to $9.25/mo (or $34.25 on Tribal lands) toward cell phone or broadband service so you stay connected for interviews.

Student Loans
Essential

Student Loan Income-Driven Repayment ($0/mo)

Federal student loan borrowers with zero income or low unemployment income qualify for official $0/mo monthly payments and interest subsidies.

Mortgage Relief

Fannie Mae / Freddie Mac Hardship Forbearance

If you have a conventional mortgage, federal guidelines allow temporary payment reduction or pause for up to 12 months during unemployment.

Free Budgeting

NFCC Free Non-Profit Financial Counseling

National Foundation for Credit Counseling offers 100% free credit card, debt management, and emergency budgeting assistance.

1-800-388-2227
Free Retraining $
Essential

WIOA Federal Career Retraining Grants ($5K - $10K)

Workforce Innovation & Opportunity Act provides up to $10,000 in free federal grants for tech bootcamps, PMP, AWS, or healthcare certifications.

Tech Certificates

Google Career Certificates & State Scholarships

Professional certificates in Data Analytics, IT Support, Project Management, and UX Design with state workforce grant scholarships.

Library Card Perks

Public Library Professional Perks & Printers

Your local public library card provides free access to LinkedIn Learning, O'Reilly Media, Coursera, resume printing, and Wi-Fi hotspots.

24/7 Crisis Support
Essential

988 Suicide & Crisis Lifeline

Free, confidential 24/7 support for anyone experiencing job loss stress, anxiety, or emotional distress. Call or text 988.

Call or Text 988
Affordable Therapy

Open Path Psychotherapy Collective

Nationwide non-profit network providing in-person and online therapy for $30-$80 per session for uninsured or under-insured job seekers.

National Helpline

SAMHSA National Helpline

Substance Abuse and Mental Health Services Administration 24/7 treatment referral and information service.

1-800-662-4357